Deposit Products

A host of savings tools are available for our clients. We have savings facilities for young individuals who want to get into the habit of money management and for mature individuals with more sophisticated financial requirements. Our savings deposits and term deposits are made to cater to their specific needs. We offer very competitive interest rates on all our products.

Passbook Savings Account

Recommended for the secure.

Low opening amount
Low minimum required maintaining balance
Trouble-free fund monitoring

ATM Savings Account

Perfect for on-the-go individuals.

Low minimum required maintaining balance
High transaction limit
Fast access to cash

Kiddie Builders Savings Account

In saving money, age doesn’t matter.

P500.00 minimum initial deposit and maintaining balance
High interest rate
Free dental and medical benefits

Regular Checking Account

A simple and uncomplicated product that manages your payables with the convenience of check issuance.

Php5,000.00 minimum balance for individuals
Php10,000.00 minimum required balance for corporations
0.50% interest rate p.a.
Fund monitoring via monthly bank statement
Convenient access to our banking centers and through the Equicom Internet and Mobile Banking facilities

Automatic Transfer Account

Product that provides overdraft security via linked savings account.

Php10,000.00 minimum required balance for individuals
P15,000.00 minimum required balance for corporations
Linked savings account 0.50% interest rate p.a.
Fund monitoring via monthly bank statement
Convenient access to our banking centers and through the Equicom Internet and Mobile Banking facilities

RX Preferred Account

The most prescribed for doctors.

Comes with a passbook, checkbook and Equicom Key Card
No maintaining balance
Easy access to account

Regular Time Deposit

Risk free investment that maximizes your savings with high-yield interest.

Minimum investment of Php10,000.00
Interest is credited upon maturity
Allows automatic roll-over for continuous earning
Evidenced by a Certificate of Time Deposit

5-Year Time Deposit

Risk free investment that maximizes your savings with high-yield interest.

Minimum investment of Php50,000.00
Interest is credited monthly directly to a linked savings account
Evidenced by a Certificate of Time Deposit
Tax exempted if there is no pre-termination made

General Provisions on Deposit Accounts

Banking Charges and Fees

Account Opening Requirements and List of Acceptable IDs

Note: Equicom Savings Bank Branch may require additional documents during account opening.